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Cigna Final Expense

Cigna, also known as American Retirement Life Insurance Company or Loyal American Life Insurance Company in some states, is a global health service company with a history in the insurance business that spans 220 years and maintains sales capability internationally in 30 countries with approximately 70 million customer relationships worldwide.

Contract

 Contracting  

Click here to visit our fast, easy online contracting.

NOTE: This carrier is a Just In Time carrier. You must submit business for your contract to be finalized.

 Features  

Direct HO Access  Annualization  Downline Recruitment Allowed
  Requires E&O  Appointment Fees

How To Guide

 Website  

Click here to access the Cigna Supplemental agent website.

 Supplies  

To find supplies for Cigna final expense log into your agent portal and go to Forms & Materials > New Business.

 Software  

There is no software for Cigna Supplemental final expense.

 New Business  

Please send your first application with Cigna final expense to MESSER by either:

  1. Faxing your application to 800-968-9814
  2. Emailing it to [email protected]
  3. Or, if the application includes a modal premium, overnight the application to the following address:

    ATTN: New Business
    MESSER Financial Group
    4301 Morris Park Dr.
    Mint Hill, NC 28227

New business for Cigna final expense can be submitted two ways.

  1. By logging into your agent portal and doing the Express App.
  2. By faxing the completed application along with this fax form to 877-704-8186

 Underwriting  

Approval can be declined based on drug usage. Click here to view the declinable druglist.

 Forms  

To find forms for Cigna final expense log into your agent portal and go to Forms & Materials.

 Quotes/Rates  

Click here to access MESSER's Senior Quote Tool.

Commissions

 Commissions  

Commissions for Cigna Supplemental final expense are paid by the carrier.

Incentives

  Incentives  

Visit MESSER's Carrier Incentive Page to view all carriers offering an incentive trip.

Request Help

 Request Help  

Need help? Click here to request help today.