Typical health insurance covers the cost of most medical expenses incurred from hospital and doctor bills, but how will your client prepare for the out-of-pocket expenses, such as Deductibles, CoPays, and Coinsurance? Gap Plans are designed to provide a low-cost benefit to help pay for these out-of-pocket expenses. They provide coverage to help "fill the gaps" left by most major medical policies with three benefits. Accident benefits are available as well.
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