Blue Cross Blue Shield Updates 2025 Cost-Sharing Limitations

Recently issued guidance provides cost-sharing requirements for individual policies and group health plans beginning in 2025, including cost-sharing requirements for high-deductible health plans (HDHP) to be HSA-contribution compliant. This article provides a handy chart that outlines the various deductible and out-of-pocket (OOP) limits for 2025 and background information related to the Affordable Care Act and HDHP maximum OOP amounts.

Based on these updates, some plans may need to lower their OOP maximum in 2025 to remain compliant.

2025 Cost-Sharing Limitations


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