Equitrust Fixed Index Annuities Rate Decrease!
Carrier Updates
January 16, 2024
EquiTrust is decreasing rates on some accounts for all FIAs — including Bridge®, effective 1/24/24!
Transition rules:
To receive the current rates, all application paperwork must be received by EquiTrust via mail, fax, E-Application or Upload a Doc no later than 5:00 p.m. Central time, Tuesday, January 23, 2024 (the day before the new rates are effective).
Rate hold
Updated rates as of 1/24/24
View the updated Annuity All-Product Summary with 1/24/24 rates here.
S&P 500 1-Yr Pt-to-Pt Cap
S&P 500 1-Yr Mo Avg Participation
Focus50 1-Yr Pt-to-Pt Participation
Focus50 2-Yr Pt-to-Pt Participation
MARC 5% 1-Yr Pt-to-Pt Participation
S&P 500 1-Yr Pt-to-Pt Cap
S&P 500 1-Yr Mo Avg Participation
Focus50 1-Yr Pt-to-Pt Participation
Focus50 2-Yr Pt-to-Pt Participation
MARC 5% 1-Yr Pt-to-Pt Participation
S&P 500 1-Yr Pt-to-Pt Cap
S&P 500 1-Yr Pt-to-Pt Participation
S&P 500 1-Yr Mo Avg Participation
Focus50 1-Yr Pt-to-Pt Participation
Focus50 2-Yr Pt-to-Pt Participation
MARC 5% 1-Yr Pt-to-Pt Participation
S&P 500 1-Yr Pt-to-Pt Cap
S&P 500 1-Yr Pt-to-Pt Participation
S&P 500 1-Yr Mo Avg Participation
Focus50 1-Yr Pt-to-Pt Participation
Focus50 2-Yr Pt-to-Pt Participation
MARC 5% 1-Yr Pt-to-Pt Participation
S&P 500 1‐Yr Pt‐to‐Pt Cap
S&P 500 1‐Yr Pt‐to‐Pt Participation
S&P 500 1‐Yr Mo Avg Participation
Focus50 1-Yr Pt-to-Pt Participation
MARC 5% 1-Yr Pt-to-Pt Participation
Rate buy-up fixed index annuities
Index accounts with no fee
S&P 500 1-Yr Pt-to-Pt Cap
MARC 5% 1-Yr Pt-to-Pt Participation
Rate buy-up accounts with 1.50% annual fee
S&P 500 1-Yr Pt-to-Pt Cap w/Fee
S&P 500 1-Yr Pt-to-Pt Participation w/Fee
Focus50 1-Yr Pt-to-Pt Participation w/Fee
MARC 5% 1-Yr Pt-to-Pt Participation w/Fee
Index accounts with no fee
S&P 500 1-Yr Pt-to-Pt Cap
MARC 5% 1-Yr Pt-to-Pt Participation
Rate buy-up accounts with 1.00% annual fee
S&P 500 1-Yr Pt-to-Pt Cap w/Fee
S&P 500 1-Yr Pt-to-Pt Participation w/Fee
Focus50 1-Yr Pt-to-Pt Participation w/Fee
MARC 5% 1-Yr Pt-to-Pt Participation w/Fee
Fixed index annuity with long-term care (LTC) benefits
S&P 500 1-Yr Pt-to-Pt Cap
S&P 500 1-Yr Pt-to-Pt Participation
S&P 500 1-Yr Mo Avg Participation
Focus50 1-Yr Pt-to-Pt Participation
MARC 5% 1-Yr Pt-to-Pt Participation
