Atlantic Coast Life: Building a Prosperous Future with Annuities

Building a Prosperous Future with the Safe Haven Annuity and Safe Harbor Annuity! 

In today's unpredictable financial landscape, predictability is priceless. For clients who prioritize a conservative approach to planning for their retirement future, the Safe Haven Annuity and Safe Harbor Annuity can be an excellent option.

While the rate guarantee maximizes clients' rates, the 3-year and 5-year durations offer some of the most competitive non-fee-based MYGA interest rates in the annuity market, according to Annuity Rate Watch. See their current rates below. 

Important 1099 Notice 

1099 forms for commissions paid to Atlantic Coast Life Insurance Company agents will be mailed by Wednesday, January 31st, 2024. 

In Case You Missed It: Leading Features & NEW Agent Flyer 

Did you know that in 2023, Atlantic Coast Life Insurance Company ("Atlantic Coast Life") continued to lead the industry with innovative enhancements, competitive rates, top-tier income payouts, unique features, and more? Explore the incredible updates in products such as the Retirement Plus Multiplier^® Annuity ("RPM"), the Accumulation Protector Plus Annuity^SM ("APP"), and the Income Navigator Annuity^SM ("INA") below: 

·     The RPM Annuity implemented numerous rate increases, enhancing competitive cap and fixed interest rates across RPM’s 5-, 7-, and 10-year durations, increasing the S&P 500^® 1-year point-to-point cap rate to 11.5%, increasing the S&P 500^® 1-year point-to-point cap rate with the selection of the Growth Benefit rider to 14.5% and increased the fixed rate to 5%.

·     The APP Annuity now features a 10% premium bonus², a 10% cap rate on the S&P 500^® 1-year point-to-point strategy, and new, higher commissions. 

·     The INA Annuity increased payout factors, across all ages, by up to 30%! Policyholders now earn a 7% premium bonus on the Accumulation Account and 7% premium bonus on the Income Account Value when the Income Rider is selected. Additionally, INA now applies a 7% rollup rate guaranteed for 10 years.

These enhancements continue to help strengthen your portfolio and be a top choice for your clients!

Preparing for your next client meeting? Explore their NEW Leading Product Portfolio Flyer and use these product specific benefits to help your client better prepare for their future (agent use only).