Carrier Updates
American Equity
American Equity is proud to offer simple, transparent products at competitive rates within the industry. They remain committed to helping our contract owners protect their retirement dollars.
GuaranteeShield 3 & 5 Rates
Their rates on GuaranteeShield 3 & 5 fixed annuities will change effective Wednesday, March 13.
For clients to qualify for the current rates, applications along with cash or 1035/Transfer paperwork must be received by 5:00 p.m. CT on March 12, 2024, and transfer funds must be received by 5:00 p.m. CT on April 11, 2024.
Premium Band |
3 Year |
3 Year |
5 Year |
5 Year |
$10,000-$99,999.00 |
4.70% |
4.50% |
4.80% |
4.60% |
$99,999.01-$249,999.00 |
4.95% |
4.75% |
5.05% |
4.85% |
$249,999.01 and higher |
4.95% |
4.75% |
5.05% |
4.85% |
UnitedHealthcare Medicare Plans
2024 Florida rate information is now available for AARP® Medicare Supplement Insurance Plans insured by UnitedHealthcare® Insurance Company (UHIC).
Effective June 1, 2024, the rates in Florida will change. Please click on the button below to view rates for new enrollees with initial plan effective dates of June 1, 2024, to May 1, 2025.
Head over to Jarvis
Jarvis is your one-stop shop for information, including premium rates, premium rate percentages, and more! Find state-specific rate information on Jarvis under Knowledge Center > Portfolio Overview > Medicare Supplement Plans > Rates and Underwriting > Choose a State > Annual Rate Change.
Find helpful resources
Use LEAN™ for an easy enrollment experience or continue to use your state’s current Enrollment Kit until new ones become available, remembering to quote the applicable rate based on the requested plan effective date.
Find state-specific Enrollment Kits and Producer Handbooks on the Sales Materials Portal, accessible viaJarvis.
Find AARP Medicare Supplement Plans state-specific trainings on Jarvis under Knowledge Center > Training & Certifications, then under the Training Calendar header, click on Local Market Training. You can also access trainings HERE .
Check out Learning Lab within Jarvis to discover helpful guides, job aids, on-demand learnings, and more.
Member billing information
New Personalized Billing is here! Members who pay by check will receive the individual monthly account statement by mail monthly. Members who pay by Electronic Funds Transfer (EFT), pay annually, or otherwise, will receive a statement by mail only when something on their account changes or action is required. Members can also view their statement online.
Here to help
For questions, contact the Producer Help Desk (PHD) at
Manhattan Messenger/Golden Link - MAC (MD)
Please click here to view Golden Link's Medicare Supplement rate change.
In case you missed the news, Liberty Medicare Advantage is live in 5 new counties!
Great news! Liberty Medicare has expanded their geographic coverage again in 2024 to include Pitt, Wayne, Wilson, Greene, and Lenoir Counties. These counties will become commissionable on 3/1/2024 for all plan effectives 4/1 and beyond!
LIBR adjustments on IncomeShield 7, 9 & 10, effective March 1!
American Equity is proud to offer simple, transparent products at competitive rates within the industry. They remain committed to helping their contract owners protect their retirement dollars.
American Equity will be making adjustments to their Lifetime Income Benefit Rider (LIBR) (details listed below). These adjustments are designed to help simplify income planning for you and your clients. This also allows for more options for your longer-term clients.
IncomeShield 7, 9 & 10 Adjustments
These adjustments impact the LIBR Options 3 and 5* for IncomeShield 7, 9 and 10. Options 1, 2, 4 and 6 are unaffected by these changes.
Options 3 and 5 will have an updated Income Account Value (IAV) rate and an increased accumulation period effective Friday, March 1, 2024.
*Option 5 not available in CA
Current LIBR Options 3 & 5 | New LIBR Options 3 & 5 |
7% compound interest | 6.5% compound interest |
15-year accumulation period | 20-year accumulation period |
The initial 7% IAV rate is guaranteed for the 10-year initial IAV rate guarantee period. For years 11 - 15, the IAV rate will never be lower than the minimum guaranteed IAV rate of 4%. | The IAV rate is 6.5% and is guaranteed for the 20-year accumulation period. |
Will new disclosures be required?
- Applications received on or after March 1, 2024, will require the new disclosure.
- Client will be required to send in the new disclosure in order to receive the 6.5% IAV rate with the 20-year accumulation period.
New dental and dental plus plans are coming to New Mexico on February 23rd!
Due to new regulatory requirements from the New Mexico Department of Insurance, Aetna is launching revised Dental and Dental Plus insurance plans in New Mexico to conform with these new requirements.
Here’s your latest news and important updates from Anthem Blue Cross Blue Shield of New Hampshire. If you have any questions on the information provided, please reach out to your Anthem Blue Cross Blue Shield of New Hampshire sales representative listed below.
Americo continues to be a leader in the simplified issue market due to your hard work and dedication. They are committed to providing you with the products and processes that fulfill the needs of this very specialized market. Americo is excited to announce that they will add a new Indexed Universal Life product to their portfolio later this month. This new IUL will be available on Americo's Agent Tools eApplication platform.