SEPs

Disaster SEPs in FL, GA, IL, NY, SC, and TN

This is an important announcement for agents with customers in Florida, Georgia, Illinois, New York, South Carolina, and Tennessee and for those with business in those states. The counties below are under a federal or state designated SEP due to an emergency.

 Please note: A disaster SEP application is only valid while the SEP declaration is in effect. If an end date is not listed below, please refer to Cigna's Ongoing SEP tracker in Producers’ University for the most up-to-date information. Any SEP applications submitted outside of that SEP’s declaration date will be rejected.

Florida SEP Extensions and SEP Sales Compliance Reminders

SEP extensions:

Listed below are the links to the executive orders related to each SEP.  

Hurricane Nicole: Extended through 2/29

Hurricane Idalia: Extended through 2/29

Hurricane Ian: Extended through 3/31

Additionally, each of these SEPs are now excluding Bay county.

Here are some reminders about how to follow compliance in regards to the sale of insurance during a Special Enrollment Period (SEP), courtesy of Florida Blue, of Blue Cross and Blue Shield.

Texas SEP Due To State of Emergency

Please be advised that due to recent drought conditions, Governor Greg Abbott has declared a State of Emergency in the following Texas counties:

Michigan SEP Due To State of Emergency

Please be advised that due to recent catastrophic events, Governor Gretchen Whitmer has declared a State of Emergency in eight Michigan counties:

Announcement: Disaster SEPs in CA, CO, GA, LA, NC, NJ, NY, OR, TN

This is an important announcement for agents with customers in California, Colorado, Georgia, Louisianna, North Carolina, New Jersey, New York, Oregon, Tennessee and for those with business in those states. The counties below are under a federal or state designated Special Election Period (SEP) due to an emergency.

Please note: A disaster SEP application is only valid while the SEP declaration is in effect. If an end date is not listed below, please refer to Cigna's Ongoing SEP tracker in Producers’ University for the most up-to-date information. Any SEP applications submitted outside of that SEP’s declaration date will be rejected. 

Clarification for the Disaster SEP Duration Update

Additional clarification on the recent SEP Duration update has been provided.

For Medicare Advantage Plans, we are still to follow the guidelines in the 42 CRF, Subchapter B, Part 422 - Medicare Advantage Program, guidance, Sec. 422.62(b)(18), and For Part D, Part 423. Both apply the 2 month, etc. guidance. This is also referenced in the MMCM, Chapter 2 Enrollment and Disenrollment (p. 46). What is in Part 406 does not supersede the guidance in Part 422.  For reference, you can view the information here.

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